SB 1107 Doubles Motorcycle Liability Coverage Across California

Ventura Intersections Pose High Risks for Motorcyclists

VENTURA, CA, December 19, 2025 /24-7PressRelease/ — Effective January 1, 2025, California’s Senate Bill 1107 (SB 1107) doubled the minimum mandatory liability insurance for all motorists, including motorcycles, requiring coverage of $30,000 for bodily injury per person, $60,000 per accident, and $15,000 for property damage. Motorcyclists must now carry this coverage to legally operate on roads in Ventura and throughout the state of California. Riders and motorists are required to submit proof of adequate insurance to the DMV when registering their vehicles.

Lane-splitting remains legal in California, but the California Highway Patrol (CHP) emphasizes safe riding practices, such as avoiding lane-splitting alongside large vehicles like trucks or buses, and always considering road, weather, and lighting conditions. Lane-splitting is a dangerous maneuver, as it limits the rider’s visibility to other motorists, leading to preventable accidents, particularly in intersections.

Personal injury attorney Wayne Cohen, founder of Cohen Injury Law Group, identified the three most dangerous intersections in Ventura as Main Street and Santa Clara, Los Posas and Hueneme, and Harbor and Gonzalez. He underscores the importance of awareness, defensive riding, and proper insurance for motorcyclists, especially as accident numbers continue to rise in areas with high volumes of commuter and commercial traffic.

About the Firm: Cohen Injury Law Group is a personal injury law firm located in Ventura, CA. Led by attorney Wayne Cohen, the legal team represents victims of motorcycle accidents, assisting clients in seeking maximum compensation from negligent drivers. Wayne Cohen has been featured in both local and national news outlets, where he provides legal insights and thought leadership on personal injury law in California.


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