Article by Administrator of SDIRAs Shares Information About How Self-Directed Investors Can Invest in Cars or Trucks, Create Passive Income by Building a Fleet to Lease to a Third Party
ROSELAND, NJ, November 25, 2025 /24-7PressRelease/ — In a recent blog article, Next Generation Trust Company explained how investors with self-directed IRAs (SDIRAs) can use their interest in vehicles to invest in cars or trucks to create a fleet that can be leased to a third party. Similar to equipment leasing, this creates passive rental income for the SDIRA with alternative asset investments.
“When using a SDIRA to invest in a car fleet, it is important to know and understand the IRS rules to avoid making prohibited transactions and investments in collectibles,” said Jaime Raskulinecz, CEO of Next Generation, which provides full-service account administration and asset custody for self-directed IRAs and other self-directed accounts. “Since the IRS considers automobiles collectibles, account owners must understand how to invest in car fleets with a self-directed IRA to not only diversify one’s retirement portfolio but comply with the IRS and safeguard the account’s tax-advantaged status.”
As the article explains, the account owner may purchase vehicles as inventory to lease or sell to a car service or trucking company, or invest in a fleet company or certain funds through the self-directed IRA.
“There are a several ways to make these investments,” said Raskulinecz, “such as having the SDIRA set up an LLC or limited partnership for investment purposes, and then lease the vehicles to a car service or similar operation; or the IRA can invest in a vehicle-related business such as a limo or cab company or shuttle service.”
She added that investors should be aware that certain investments into active trades or businesses may trigger unrelated business income tax (UBIT), and they should consult a trusted advisor to discuss strategies for managing this tax liability.
The article shares additional ways to include vehicle-related alternative assets within a self-directed IRA, which is posted here. More information about SDIRAs and the many alternative assets these plans allow is at www.NextGenerationTrust.com.
About Next Generation
Next Generation Trust Company is a custodian of self-directed retirement plans, chartered in South Dakota. Its sister firm, Next Generation Services, provides comprehensive account administration and transaction support. The neutral third-party professionals at Next Generation expertly guide clients and their trusted advisors as part of their white glove, personalized service for a seamless transaction experience from start to finish and educate consumers and professionals about self-directed retirement plans and the many alternative assets these plans allow. For more information, visit www.NextGenerationTrust.com.
—
For the original version of this press release, please visit 24-7PressRelease.com here
Legal Disclaimer: This article was provided by an independent third-party content provider. Kyrion Media makes no warranties or representations in connection with it. All information is provided “as is” without warranty of any kind. This content may not have been reviewed by our editorial staff and is published automatically. The views expressed in this article are those of the author and do not necessarily reflect the views of Kyrion Media. All trademarks are the property of their respective owners. If you are affiliated with this article and would like it removed, please contact retract@kyrionmedia.com.
